{"disclaimer":"This is a summary of public court records and is not legal advice. Missouri slip opinions may be modified or withdrawn; consult the official source.","party":{"slug":"courtney-jones","displayName":"Courtney Jones","totalCases":1},"cases":[{"caseId":"moappwd:wd84018:2021-08-24","opinionId":"41239929-fc7e-5132-b8d0-844bda9746f6","slug":"courtney-jones-v-american-family-mutual-insurance-company-si-d84018","caseName":"Courtney Jones\nvs. \nAmerican Family Mutual Insurance Company, S.I.","caseNumber":"WD84018","court":"moappwd","courtLabel":"Missouri Court of Appeals, Western District","decisionDate":"2021-08-24","year":2021,"display_summary":"Courtney Jones was injured in an auto accident with an uninsured motorist and sought additional uninsured motorist (UM) benefits under two American Family policies covering vehicles she was not driving. The trial court granted summary judgment for Jones, finding the owned-vehicle exclusion ambiguous and unenforceable. The appellate court reversed, holding that the owned-vehicle exclusion, when read with the minimum-financial-responsibility clause, unambiguously limited UM coverage for non-involved vehicles to the statutory minimum.","primaryTopic":"insurance","topicSlugs":["insurance","auto-accident","summary-judgment","contracts","appellate-procedure"],"outcomeNorm":"mixed","officialSourceUrl":"https://www.courts.mo.gov/file.jsp?id=179775","detailUrl":"https://ott.law/missouri-courts/opinions/courtney-jones-v-american-family-mutual-insurance-company-si-d84018","relatedPracticeAreas":[{"slug":"personal-injury","label":"Personal Injury","href":"/practice-areas/personal-injury","score":20,"source":"tag","evidence":["tag: personal-injury"],"url":"https://ott.law/practice-areas/personal-injury"},{"slug":"insurance-bad-faith","label":"Insurance Bad Faith","href":"/practice-areas/insurance-bad-faith","score":18,"source":"topic","evidence":["topic: insurance","text: uninsured","text: coverage"],"url":"https://ott.law/practice-areas/insurance-bad-faith"},{"slug":"car-accidents","label":"Car Accidents","href":"/practice-areas/car-accidents","score":12,"source":"topic","evidence":["topic: auto-accident"],"url":"https://ott.law/practice-areas/car-accidents"}],"role":"appellant"}]}