{"disclaimer":"This is a summary of public court records and is not legal advice. Missouri slip opinions may be modified or withdrawn; consult the official source.","party":{"slug":"george-arnold-and-kristina-arnold-plaintiffs","displayName":"GEORGE ARNOLD and KRISTINA ARNOLD, Plaintiffs-","totalCases":1},"cases":[{"caseId":"moappsd:sd36253:2020-07-28","opinionId":"0eb9bcfa-a45f-5b02-81e0-bd241bc24e5f","slug":"george-arnold-and-kristina-arnold-plaintiffs-respondents-v-farm-bureau-to-d36253","caseName":"GEORGE ARNOLD and KRISTINA ARNOLD, Plaintiffs-Respondents\nv.\nFARM BUREAU TOWN & COUNTRY INSURANCE COMPANY OF MISSOURI, Defendant-Appellant","caseNumber":"SD36253","court":"moappsd","courtLabel":"Missouri Court of Appeals, Southern District","decisionDate":"2020-07-28","year":2020,"display_summary":"George and Kristina Arnold had an automobile insurance policy with Farm Bureau Town & Country Insurance Company of Missouri that included underinsured motorist (UIM) coverage. After George was injured in a collision and received workers' compensation benefits, Farm Bureau declined to pay UIM benefits due to a workers' compensation offset provision in the policy. The trial court granted summary judgment for the Arnolds, finding the offset ambiguous. The appellate court reversed, concluding that the workers' compensation offset provision unambiguously reduced the UIM coverage to zero, and remanded with directions to grant Farm Bureau's motion for summary judgment.","primaryTopic":"insurance","topicSlugs":["insurance","auto-accident","summary-judgment","civil-procedure"],"outcomeNorm":"unknown","officialSourceUrl":"https://www.courts.mo.gov/file.jsp?id=163194","detailUrl":"https://ott.law/missouri-courts/opinions/george-arnold-and-kristina-arnold-plaintiffs-respondents-v-farm-bureau-to-d36253","relatedPracticeAreas":[{"slug":"personal-injury","label":"Personal Injury","href":"/practice-areas/personal-injury","score":20,"source":"tag","evidence":["tag: personal-injury"],"url":"https://ott.law/practice-areas/personal-injury"},{"slug":"insurance-bad-faith","label":"Insurance Bad Faith","href":"/practice-areas/insurance-bad-faith","score":18,"source":"topic","evidence":["topic: insurance","text: insurance policy","text: underinsured","text: coverage"],"url":"https://ott.law/practice-areas/insurance-bad-faith"},{"slug":"litigation","label":"Civil Litigation","href":"/practice-areas/litigation","score":16,"source":"topic","evidence":["topic: civil-procedure","topic: summary-judgment","text: summary judgment"],"url":"https://ott.law/practice-areas/litigation"}],"role":"respondent"}]}