{"disclaimer":"This is a summary of public court records and is not legal advice. Missouri slip opinions may be modified or withdrawn; consult the official source.","party":{"slug":"hartford-casualty-et-al","displayName":"Hartford Casualty, et al.","totalCases":1},"cases":[{"caseId":"moappd:ed106337:2018-09-25","opinionId":"d38b4401-501f-5088-a68c-46f91a8c1a3a","slug":"mary-spencer-et-al-appellant-v-hartford-casualty-et-al-respondent-106337","caseName":"Mary Spencer, et al., Appellant, vs. Hartford Casualty, et al., Respondent.","caseNumber":"ED106337","court":"moappd","courtLabel":"Missouri Court of Appeals, Eastern District","decisionDate":"2018-09-25","year":2018,"display_summary":"Mary Spencer and other nursing students sued Saint Louis College of Health Careers (SLCHC) under the Missouri Merchandising Practices Act, alleging deceptive practices regarding their degree program. After obtaining a judgment against SLCHC, Appellants brought an equitable garnishment action against SLCHC's insurer, Hartford Casualty Insurance, arguing Hartford breached its duty to defend. The trial court granted summary judgment for Hartford, finding the underlying petition did not allege a claim potentially within the policy's coverage. The appellate court affirmed, holding that the failure to award an educational degree and the resulting monetary loss did not constitute \"property damage\" under the insurance policy.","primaryTopic":"insurance","topicSlugs":["insurance","civil-procedure","summary-judgment","contracts","appellate-procedure"],"outcomeNorm":"affirmed","officialSourceUrl":"https://www.courts.mo.gov/file.jsp?id=131039","detailUrl":"https://ott.law/missouri-courts/opinions/mary-spencer-et-al-appellant-v-hartford-casualty-et-al-respondent-106337","relatedPracticeAreas":[{"slug":"insurance-bad-faith","label":"Insurance Bad Faith","href":"/practice-areas/insurance-bad-faith","score":38,"source":"tag","evidence":["tag: insurance","topic: insurance","text: insurer","text: coverage","text: insurance policy"],"url":"https://ott.law/practice-areas/insurance-bad-faith"},{"slug":"corporate","label":"Corporate Law","href":"/practice-areas/corporate","score":12,"source":"topic","evidence":["topic: contracts"],"url":"https://ott.law/practice-areas/corporate"},{"slug":"litigation","label":"Civil Litigation","href":"/practice-areas/litigation","score":12,"source":"topic","evidence":["topic: civil-procedure","topic: summary-judgment","topic: appellate-procedure"],"url":"https://ott.law/practice-areas/litigation"}],"role":"respondent"}]}