{"disclaimer":"This is a summary of public court records and is not legal advice. Missouri slip opinions may be modified or withdrawn; consult the official source.","party":{"slug":"larhonda-johnson","displayName":"Larhonda Johnson","totalCases":1},"cases":[{"caseId":"moappwd:wd85966:undated","opinionId":"c3e56665-d989-5c6c-a6ba-d1e9f8ff6879","slug":"larhonda-johnson-v-american-family-mutual-insurance-company-si-d85966","caseName":"Larhonda Johnson\nvs. \nAmerican Family Mutual Insurance Company, S.I.","caseNumber":"WD85966","court":"moappwd","courtLabel":"Missouri Court of Appeals, Western District","decisionDate":null,"year":2024,"display_summary":"LaRhonda Johnson was injured in a motor vehicle accident and sought underinsured motorist (UIM) benefits from her insurer, American Family Mutual Insurance Company, S.I. American Family paid a reduced amount, claiming a setoff for payments Johnson received from the tortfeasor's insurers, while Johnson sought the full UIM limit. The trial court granted summary judgment for Johnson, finding the policy ambiguous, but the appellate court reversed, holding that the policy unambiguously provided for the setoff. The case was remanded with directions to enter judgment in favor of American Family.","primaryTopic":"insurance","topicSlugs":["insurance","civil-procedure","summary-judgment","appellate-procedure","auto-accident"],"outcomeNorm":"mixed","officialSourceUrl":"https://www.courts.mo.gov/file.jsp?id=208382","detailUrl":"https://ott.law/missouri-courts/opinions/larhonda-johnson-v-american-family-mutual-insurance-company-si-d85966","relatedPracticeAreas":[{"slug":"personal-injury","label":"Personal Injury","href":"/practice-areas/personal-injury","score":20,"source":"tag","evidence":["tag: personal-injury"],"url":"https://ott.law/practice-areas/personal-injury"},{"slug":"insurance-bad-faith","label":"Insurance Bad Faith","href":"/practice-areas/insurance-bad-faith","score":16,"source":"topic","evidence":["topic: insurance","text: underinsured","text: insurer"],"url":"https://ott.law/practice-areas/insurance-bad-faith"},{"slug":"car-accidents","label":"Car Accidents","href":"/practice-areas/car-accidents","score":12,"source":"topic","evidence":["topic: auto-accident"],"url":"https://ott.law/practice-areas/car-accidents"}],"role":"appellant"}]}