{"disclaimer":"This is a summary of public court records and is not legal advice. Missouri slip opinions may be modified or withdrawn; consult the official source.","party":{"slug":"linda-mccarty","displayName":"Linda McCarty","totalCases":1},"cases":[{"caseId":"moappwd:wd87167:undated","opinionId":"a122296c-6b6c-540d-87bd-c8668c363acf","slug":"linda-mccarty-v-shelter-mutual-insurance-company-d87167","caseName":"Linda McCarty\nvs.\nShelter Mutual Insurance Company","caseNumber":"WD87167","court":"moappwd","courtLabel":"Missouri Court of Appeals, Western District","decisionDate":null,"year":2024,"display_summary":"Linda McCarty sued Shelter Mutual Insurance Company for underinsured motorist (UIM) benefits after her son was killed in a car accident and she settled with the tortfeasor for $35,000. McCarty sought the full $50,000 UIM limit, while Shelter argued it was entitled to a $35,000 set-off, making the payable amount $15,000. The circuit court granted summary judgment for McCarty, finding the policy ambiguous. The appellate court reversed, holding that the policy unambiguously allowed Shelter to set off the tortfeasor's payment from the UIM limit.","primaryTopic":"insurance","topicSlugs":["insurance","summary-judgment","contracts","appellate-procedure","standard-of-review"],"outcomeNorm":"mixed","officialSourceUrl":"https://www.courts.mo.gov/file.jsp?id=215254","detailUrl":"https://ott.law/missouri-courts/opinions/linda-mccarty-v-shelter-mutual-insurance-company-d87167","relatedPracticeAreas":[{"slug":"personal-injury","label":"Personal Injury","href":"/practice-areas/personal-injury","score":20,"source":"tag","url":"https://ott.law/practice-areas/personal-injury"},{"slug":"corporate","label":"Corporate Law","href":"/practice-areas/corporate","score":12,"source":"topic","url":"https://ott.law/practice-areas/corporate"},{"slug":"insurance-bad-faith","label":"Insurance Bad Faith","href":"/practice-areas/insurance-bad-faith","score":12,"source":"topic","url":"https://ott.law/practice-areas/insurance-bad-faith"}],"role":"appellant"}]}