{"disclaimer":"This is a summary of public court records and is not legal advice. Missouri slip opinions may be modified or withdrawn; consult the official source.","party":{"slug":"lori-kissinger-roger-kitchen-and-the-estate-of-megan-elizabeth-kitchen-deceased","displayName":"Lori Kissinger, Roger Kitchen and The Estate of Megan Elizabeth Kitchen, Deceased","totalCases":1},"cases":[{"caseId":"moappwd:wd80565:2018-08-21","opinionId":"d65580fa-302c-5664-826f-360d3b3f3b2f","slug":"lori-kissinger-roger-kitchen-and-the-estate-of-megan-elizabeth-kitchen-de-d80565","caseName":"Lori Kissinger, Roger Kitchen and The Estate of Megan Elizabeth Kitchen, Deceased\nvs.\nAmerican Family Mutual Insurance Company and American Standard Insurance Company of Wisconsin","caseNumber":"WD80565","court":"moappwd","courtLabel":"Missouri Court of Appeals, Western District","decisionDate":"2018-08-21","year":2018,"display_summary":"Roger Kitchen and Lori Kissinger, divorced parents of Megan Kitchen who died in a car accident, sought underinsured motorist (UIM) and medical expense coverage from their respective insurance policies. The trial court issued a declaratory judgment regarding the stacking and reduction of these coverages under Illinois law for Kitchen's policies and Missouri law for Kissinger's policies. The appellate court affirmed the trial court's findings for Kitchen's Illinois policies, concluding that UIM and medical expense coverages do not stack and UIM coverage is reduced by the full liability payment. For Kissinger's Missouri policies, the court reversed the finding that UIM coverage stacks, but affirmed that medical expense coverage stacks and UIM coverage is not reduced by the liability payment.","primaryTopic":"insurance","topicSlugs":["insurance","civil-procedure","appellate-procedure","auto-accident","wrongful-death"],"outcomeNorm":"unknown","officialSourceUrl":"https://www.courts.mo.gov/file.jsp?id=131115","detailUrl":"https://ott.law/missouri-courts/opinions/lori-kissinger-roger-kitchen-and-the-estate-of-megan-elizabeth-kitchen-de-d80565","relatedPracticeAreas":[{"slug":"insurance-bad-faith","label":"Insurance Bad Faith","href":"/practice-areas/insurance-bad-faith","score":38,"source":"topic","evidence":["topic: insurance","text: underinsured","text: coverage","text: mutual insurance company","text: insurance company","text: insurance coverage dispute signal"],"url":"https://ott.law/practice-areas/insurance-bad-faith"},{"slug":"personal-injury","label":"Personal Injury","href":"/practice-areas/personal-injury","score":20,"source":"tag","evidence":["tag: personal-injury","fallback personal-injury route behind specific injury signal"],"url":"https://ott.law/practice-areas/personal-injury"},{"slug":"car-accidents","label":"Car Accidents","href":"/practice-areas/car-accidents","score":12,"source":"topic","evidence":["topic: auto-accident"],"url":"https://ott.law/practice-areas/car-accidents"}],"role":"appellant"}]}