{"disclaimer":"This is a summary of public court records and is not legal advice. Missouri slip opinions may be modified or withdrawn; consult the official source.","party":{"slug":"mp-a-minor-by-and-through-amanda-zipfel-as-next-friend","displayName":"M.P., a minor, by and through AMANDA ZIPFEL, as Next Friend","totalCases":1},"cases":[{"caseId":"moappsd:sd37105:2022-07-29","opinionId":"6ea22d63-521f-5706-b4de-b3a6b8b3c1c6","slug":"mp-a-minor-by-and-through-amanda-zipfel-as-next-friend-appellant-v-trexis-d37105","caseName":"M.P., a minor, by and through AMANDA ZIPFEL, as Next Friend, Appellant\nvs.\nTREXIS ONE INS. COPR., f/k/a ALFA SPECIALTY INS. CORP., Respondent","caseNumber":"SD37105","court":"moappsd","courtLabel":"Missouri Court of Appeals, Southern District","decisionDate":"2022-07-29","year":2022,"display_summary":"M.P., a minor, sought uninsured motorist coverage from Trexis One Insurance Corporation after being injured by a golf cart in a private RV park. The trial court denied relief, finding that the golf cart was designed for off-road use and the accident did not occur on a \"public road\" as defined in the policy. The appellate court affirmed, holding that the trial court correctly applied the plain and ordinary meaning of \"public road\" and that M.P. failed to prove the accident occurred on such a road.","primaryTopic":"insurance","topicSlugs":["insurance","auto-accident","civil-procedure","standard-of-review"],"outcomeNorm":"affirmed","officialSourceUrl":"https://www.courts.mo.gov/file.jsp?id=188233","detailUrl":"https://ott.law/missouri-courts/opinions/mp-a-minor-by-and-through-amanda-zipfel-as-next-friend-appellant-v-trexis-d37105","relatedPracticeAreas":[{"slug":"personal-injury","label":"Personal Injury","href":"/practice-areas/personal-injury","score":20,"source":"tag","evidence":["tag: personal-injury"],"url":"https://ott.law/practice-areas/personal-injury"},{"slug":"insurance-bad-faith","label":"Insurance Bad Faith","href":"/practice-areas/insurance-bad-faith","score":16,"source":"topic","evidence":["topic: insurance","text: uninsured","text: coverage"],"url":"https://ott.law/practice-areas/insurance-bad-faith"},{"slug":"car-accidents","label":"Car Accidents","href":"/practice-areas/car-accidents","score":12,"source":"topic","evidence":["topic: auto-accident"],"url":"https://ott.law/practice-areas/car-accidents"}],"role":"appellant"}]}