{"disclaimer":"This is a summary of public court records and is not legal advice. Missouri slip opinions may be modified or withdrawn; consult the official source.","party":{"slug":"state-farm-mutual-automobile-insurance-company","displayName":"State Farm Mutual Automobile Insurance Company","totalCases":14},"cases":[{"caseId":"moappsd:sd36368:2020-05-05","opinionId":"1d4a10ed-f50e-5acc-bf7e-c86926591bf5","slug":"tim-johnson-appellant-v-state-farm-mutual-automobile-insurance-company-re-d36368","caseName":"TIM JOHNSON, Appellant\nvs.\nSTATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Respondent","caseNumber":"SD36368","court":"moappsd","courtLabel":"Missouri Court of Appeals, Southern District","decisionDate":"2020-05-05","year":2020,"display_summary":"Tim Johnson was involved in an automobile collision with an uninsured motorist and sought uninsured motorist (UM) coverage from State Farm under three separate policies. State Farm paid the UM limit under the policy for the vehicle involved in the accident but reduced coverage on two other policies, citing an owned-vehicle exclusion. Johnson sued for breach of contract and vexatious refusal to pay, arguing the exclusion was inapplicable, ambiguous, and against public policy. The trial court granted summary judgment for State Farm, and the appellate court affirmed, finding the exclusion unambiguous and consistent with Missouri law and public policy.","primaryTopic":"insurance","topicSlugs":["insurance","summary-judgment","auto-accident","contracts","appellate-procedure"],"outcomeNorm":"affirmed","officialSourceUrl":"https://www.courts.mo.gov/file.jsp?id=156114","detailUrl":"https://ott.law/missouri-courts/opinions/tim-johnson-appellant-v-state-farm-mutual-automobile-insurance-company-re-d36368","relatedPracticeAreas":[{"slug":"personal-injury","label":"Personal Injury","href":"/practice-areas/personal-injury","score":20,"source":"tag","url":"https://ott.law/practice-areas/personal-injury"},{"slug":"insurance-bad-faith","label":"Insurance Bad Faith","href":"/practice-areas/insurance-bad-faith","score":18,"source":"topic","url":"https://ott.law/practice-areas/insurance-bad-faith"},{"slug":"car-accidents","label":"Car Accidents","href":"/practice-areas/car-accidents","score":12,"source":"topic","url":"https://ott.law/practice-areas/car-accidents"}],"role":"respondent"},{"caseId":"moappwd:wd78887:2016-03-29","opinionId":"e4dde416-1347-5c00-8f89-e65ae3f843cb","slug":"the-estate-of-henry-e-hughes-by-alice-j-hughes-personal-representative-an-d78887","caseName":"The Estate of Henry E. Hughes by Alice J. Hughes, Personal Representative and Alice J. Hughes\nvs.\nState Farm Mutual Automobile Insurance Company","caseNumber":"WD78887","court":"moappwd","courtLabel":"Missouri Court of Appeals, Western District","decisionDate":"2016-03-29","year":2016,"display_summary":null,"primaryTopic":null,"topicSlugs":[],"outcomeNorm":"unknown","officialSourceUrl":"https://www.courts.mo.gov/file.jsp?id=99040","detailUrl":"https://ott.law/missouri-courts/opinions/the-estate-of-henry-e-hughes-by-alice-j-hughes-personal-representative-an-d78887","relatedPracticeAreas":[{"slug":"personal-injury","label":"Personal Injury","href":"/practice-areas/personal-injury","score":20,"source":"tag","url":"https://ott.law/practice-areas/personal-injury"}],"role":"respondent"},{"caseId":"moappd:ed101584:2016-02-02","opinionId":"909b00bf-cb21-5a93-be5a-c9ab67fbf70b","slug":"billy-r-richey-appellant-v-state-farm-mutual-automobile-insurance-company-101584","caseName":"Billy R. Richey, Appellant, vs. State Farm Mutual Automobile Insurance Company, Respondent.","caseNumber":"ED101584","court":"moappd","courtLabel":"Missouri Court of Appeals, Eastern District","decisionDate":"2016-02-02","year":2016,"display_summary":null,"primaryTopic":null,"topicSlugs":[],"outcomeNorm":"mixed","officialSourceUrl":"https://www.courts.mo.gov/file.jsp?id=96837","detailUrl":"https://ott.law/missouri-courts/opinions/billy-r-richey-appellant-v-state-farm-mutual-automobile-insurance-company-101584","relatedPracticeAreas":[{"slug":"criminal-law","label":"Criminal Law","href":"/practice-areas/criminal-law","score":20,"source":"tag","url":"https://ott.law/practice-areas/criminal-law"}],"role":"respondent"},{"caseId":"moappd:ed97421:2012-05-01","opinionId":"00fee89f-e2d9-5e8f-b9d8-3c76915a5ba9","slug":"francis-graham-respondent-v-state-farm-mutual-automobile-insurance-compan-d97421","caseName":"Francis Graham, Respondent, vs. State Farm Mutual Automobile Insurance Company, Appellant.","caseNumber":"ED97421","court":"moappd","courtLabel":"Missouri Court of Appeals, Eastern District","decisionDate":"2012-05-01","year":2012,"display_summary":null,"primaryTopic":null,"topicSlugs":[],"outcomeNorm":"unknown","officialSourceUrl":"https://www.courts.mo.gov/file.jsp?id=54005","detailUrl":"https://ott.law/missouri-courts/opinions/francis-graham-respondent-v-state-farm-mutual-automobile-insurance-compan-d97421","relatedPracticeAreas":[{"slug":"personal-injury","label":"Personal Injury","href":"/practice-areas/personal-injury","score":20,"source":"tag","url":"https://ott.law/practice-areas/personal-injury"}],"role":"appellant"},{"caseId":"moappwd:wd74003:2012-02-21","opinionId":"45f2ac64-f511-5131-9010-65c2f0353ed8","slug":"courtney-taylor-v-state-farm-mutual-automobile-insurance-company-d74003","caseName":"Courtney Taylor vs. State Farm Mutual Automobile Insurance Company","caseNumber":"WD74003","court":"moappwd","courtLabel":"Missouri Court of Appeals, Western District","decisionDate":"2012-02-21","year":2012,"display_summary":null,"primaryTopic":null,"topicSlugs":[],"outcomeNorm":"reversed","officialSourceUrl":"https://www.courts.mo.gov/file.jsp?id=52595","detailUrl":"https://ott.law/missouri-courts/opinions/courtney-taylor-v-state-farm-mutual-automobile-insurance-company-d74003","relatedPracticeAreas":[{"slug":"personal-injury","label":"Personal Injury","href":"/practice-areas/personal-injury","score":20,"source":"tag","url":"https://ott.law/practice-areas/personal-injury"}],"role":"respondent"},{"caseId":"moappd:ed95936:2011-11-29","opinionId":"0bad9a5d-5853-5bb4-b9dd-9bfd7c275d34","slug":"state-farm-mutual-automobile-insurance-company-appellant-v-clyde-ardrey-a-d95936","caseName":"State Farm Mutual Automobile Insurance Company, Appellant, vs. Clyde Ardrey and Helen Ardrey, Respondents.","caseNumber":"ED95936","court":"moappd","courtLabel":"Missouri Court of Appeals, Eastern District","decisionDate":"2011-11-29","year":2011,"display_summary":null,"primaryTopic":null,"topicSlugs":[],"outcomeNorm":"unknown","officialSourceUrl":"https://www.courts.mo.gov/file.jsp?id=50941","detailUrl":"https://ott.law/missouri-courts/opinions/state-farm-mutual-automobile-insurance-company-appellant-v-clyde-ardrey-a-d95936","relatedPracticeAreas":[{"slug":"personal-injury","label":"Personal Injury","href":"/practice-areas/personal-injury","score":20,"source":"tag","url":"https://ott.law/practice-areas/personal-injury"}],"role":"appellant"},{"caseId":"mo:sc90093:2009-12-08","opinionId":"8592cd9c-588d-57fa-bf88-d30cf1de2b23","slug":"debra-derousse-appellant-v-state-farm-mutual-automobile-insurance-company-c90093","caseName":"Debra Derousse, Appellant v. State Farm Mutual Automobile Insurance Company, Respondent","caseNumber":"SC90093","court":"mo","courtLabel":"Supreme Court of Missouri","decisionDate":"2009-12-08","year":2009,"display_summary":null,"primaryTopic":null,"topicSlugs":[],"outcomeNorm":"mixed","officialSourceUrl":"https://www.courts.mo.gov/file.jsp?id=35934","detailUrl":"https://ott.law/missouri-courts/opinions/debra-derousse-appellant-v-state-farm-mutual-automobile-insurance-company-c90093","relatedPracticeAreas":[{"slug":"personal-injury","label":"Personal Injury","href":"/practice-areas/personal-injury","score":20,"source":"tag","url":"https://ott.law/practice-areas/personal-injury"}],"role":"respondent"},{"caseId":"moappd:ed88913:undated","opinionId":"a76fe78c-0565-5c83-afc7-fac33bf65c66","slug":"ladonna-buehne-et-al-appellants-v-state-farm-mutual-automobile-insurance-d88913","caseName":"Ladonna Buehne, et al., Appellants, v. State Farm Mutual Automobile Insurance Company, Respondent","caseNumber":"ED88913","court":"moappd","courtLabel":"Missouri Court of Appeals, Eastern District","decisionDate":null,"year":2007,"display_summary":null,"primaryTopic":null,"topicSlugs":[],"outcomeNorm":"affirmed","officialSourceUrl":"https://www.courts.mo.gov/file.jsp?id=15478","detailUrl":"https://ott.law/missouri-courts/opinions/ladonna-buehne-et-al-appellants-v-state-farm-mutual-automobile-insurance-d88913","relatedPracticeAreas":[{"slug":"personal-injury","label":"Personal Injury","href":"/practice-areas/personal-injury","score":20,"source":"tag","url":"https://ott.law/practice-areas/personal-injury"}],"role":"respondent"},{"caseId":"moappd:ed88839:undated","opinionId":"dbaaff69-af22-5df3-b136-3571dce3cd1d","slug":"lacey-l-kertz-appellant-v-state-farm-mutual-automobile-insurance-company-d88839","caseName":"Lacey L. Kertz, Appellant, v. State Farm Mutual Automobile Insurance Company, Respondent.","caseNumber":"ED88839","court":"moappd","courtLabel":"Missouri Court of Appeals, Eastern District","decisionDate":null,"year":2007,"display_summary":null,"primaryTopic":null,"topicSlugs":[],"outcomeNorm":"unknown","officialSourceUrl":"https://www.courts.mo.gov/file.jsp?id=16562","detailUrl":"https://ott.law/missouri-courts/opinions/lacey-l-kertz-appellant-v-state-farm-mutual-automobile-insurance-company-d88839","relatedPracticeAreas":[{"slug":"personal-injury","label":"Personal Injury","href":"/practice-areas/personal-injury","score":20,"source":"tag","url":"https://ott.law/practice-areas/personal-injury"}],"role":"respondent"},{"caseId":"moappwd:doc-17967:undated","opinionId":"9fd603c1-8251-5670-a50b-a0df82001aff","slug":"state-farm-mutual-automobile-insurance-company-plaintiff-v-kendall-r-sche-17967","caseName":"State Farm Mutual Automobile Insurance Company, Plaintiff, v. Kendall R. Scheel, et al., Defendants/Respondents, and American Standard Insurance Company, Third-Party Defendant/Appellant.","caseNumber":null,"court":"moappwd","courtLabel":"Missouri Court of Appeals, Western District","decisionDate":null,"year":1998,"display_summary":null,"primaryTopic":null,"topicSlugs":[],"outcomeNorm":"mixed","officialSourceUrl":"https://www.courts.mo.gov/file.jsp?id=17967","detailUrl":"https://ott.law/missouri-courts/opinions/state-farm-mutual-automobile-insurance-company-plaintiff-v-kendall-r-sche-17967","relatedPracticeAreas":[{"slug":"personal-injury","label":"Personal Injury","href":"/practice-areas/personal-injury","score":20,"source":"tag","url":"https://ott.law/practice-areas/personal-injury"}],"role":"respondent"},{"caseId":"moappwd:wd64690:undated","opinionId":"2b70f9ea-c63d-5f82-819d-3c94d10a423b","slug":"raymond-powell-and-renee-powell-appellants-v-state-farm-mutual-automobile-d64690","caseName":"Raymond Powell and Renee Powell, Appellants, v. State Farm Mutual Automobile Insurance Company, Respondent.","caseNumber":"WD64690","court":"moappwd","courtLabel":"Missouri Court of Appeals, Western District","decisionDate":null,"year":2005,"display_summary":null,"primaryTopic":null,"topicSlugs":[],"outcomeNorm":"mixed","officialSourceUrl":"https://www.courts.mo.gov/file.jsp?id=20203","detailUrl":"https://ott.law/missouri-courts/opinions/raymond-powell-and-renee-powell-appellants-v-state-farm-mutual-automobile-d64690","relatedPracticeAreas":[{"slug":"personal-injury","label":"Personal Injury","href":"/practice-areas/personal-injury","score":20,"source":"tag","url":"https://ott.law/practice-areas/personal-injury"}],"role":"respondent"},{"caseId":"moappd:ed84200:undated","opinionId":"256c4dd2-c5d9-5f06-a0de-b0deb1963be5","slug":"state-farm-mutual-automobile-insurance-company-appellant-v-joseph-m-stock-d84200","caseName":"State Farm Mutual Automobile Insurance Company, Appellant, v. Joseph M. Stockley, Donna McCarrison, Amanda Cox, Rebecca McCarrison, and Margerie McCarrison, Respondent","caseNumber":"ED84200","court":"moappd","courtLabel":"Missouri Court of Appeals, Eastern District","decisionDate":null,"year":2005,"display_summary":null,"primaryTopic":null,"topicSlugs":[],"outcomeNorm":"reversed","officialSourceUrl":"https://www.courts.mo.gov/file.jsp?id=16370","detailUrl":"https://ott.law/missouri-courts/opinions/state-farm-mutual-automobile-insurance-company-appellant-v-joseph-m-stock-d84200","relatedPracticeAreas":[{"slug":"insurance-bad-faith","label":"Insurance Bad Faith","href":"/practice-areas/insurance-bad-faith","score":20,"source":"tag","url":"https://ott.law/practice-areas/insurance-bad-faith"}],"role":"appellant"},{"caseId":"moappd:ed113169:undated","opinionId":"1312ba63-5220-5b18-a94c-0254e3aec27d","slug":"mandie-brown-appellant-v-state-farm-mutual-automobile-insurance-company-r-113169","caseName":"Mandie Brown, Appellant, v. State Farm Mutual Automobile Insurance Company, Respondent.","caseNumber":"ED113169","court":"moappd","courtLabel":"Missouri Court of Appeals, Eastern District","decisionDate":null,"year":2025,"display_summary":"Mandie Brown sued State Farm for breach of contract, seeking full uninsured motorist (UM) coverage from four separate automobile policies after being injured by an uninsured driver. The trial court granted summary judgment for State Farm, enforcing a UM coverage exclusion that limited recovery on three of the policies to the statutory minimum. The appellate court affirmed, holding that the UM coverage exclusion unambiguously applied and the relevant policy language defining \"Your Car,\" \"You or Your,\" and \"Car\" was clear and unambiguous when read in harmony with the entire policy.","primaryTopic":"insurance","topicSlugs":["insurance","contracts","summary-judgment","civil-procedure","appellate-procedure"],"outcomeNorm":"affirmed","officialSourceUrl":"https://www.courts.mo.gov/file.jsp?id=229237","detailUrl":"https://ott.law/missouri-courts/opinions/mandie-brown-appellant-v-state-farm-mutual-automobile-insurance-company-r-113169","relatedPracticeAreas":[{"slug":"personal-injury","label":"Personal Injury","href":"/practice-areas/personal-injury","score":20,"source":"tag","url":"https://ott.law/practice-areas/personal-injury"},{"slug":"insurance-bad-faith","label":"Insurance Bad Faith","href":"/practice-areas/insurance-bad-faith","score":18,"source":"topic","url":"https://ott.law/practice-areas/insurance-bad-faith"},{"slug":"corporate","label":"Corporate Law","href":"/practice-areas/corporate","score":12,"source":"topic","url":"https://ott.law/practice-areas/corporate"}],"role":"respondent"},{"caseId":"moappd:doc-12490:undated","opinionId":"3efe6921-ad50-543d-9f07-0c7b508d7220","slug":"state-farm-mutual-automobile-insurance-company-respondent-v-sandra-sommer-12490","caseName":"State Farm Mutual Automobile Insurance Company, Respondent, v. Sandra Sommers, Appellant.","caseNumber":null,"court":"moappd","courtLabel":"Missouri Court of Appeals, Eastern District","decisionDate":null,"year":1997,"display_summary":null,"primaryTopic":null,"topicSlugs":[],"outcomeNorm":"affirmed","officialSourceUrl":"https://www.courts.mo.gov/file.jsp?id=12490","detailUrl":"https://ott.law/missouri-courts/opinions/state-farm-mutual-automobile-insurance-company-respondent-v-sandra-sommer-12490","relatedPracticeAreas":[{"slug":"personal-injury","label":"Personal Injury","href":"/practice-areas/personal-injury","score":20,"source":"tag","url":"https://ott.law/practice-areas/personal-injury"}],"role":"respondent"}]}