{"disclaimer":"This is a summary of public court records and is not legal advice. Missouri slip opinions may be modified or withdrawn; consult the official source.","party":{"slug":"state-farm-mutual-automobile-insurance-company-defendant","displayName":"STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Defendant-","totalCases":1},"cases":[{"caseId":"moappsd:sd36752:2021-03-10","opinionId":"f7d1f44d-36b6-55ec-be56-6ac93b84ab33","slug":"audrey-elaine-benedict-and-don-hank-benedict-plaintiffs-appellants-v-stat-d36752","caseName":"AUDREY ELAINE BENEDICT and DON HANK BENEDICT, Plaintiffs-Appellants\nv.\nSTATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Defendant-Respondent","caseNumber":"SD36752","court":"moappsd","courtLabel":"Missouri Court of Appeals, Southern District","decisionDate":"2021-03-10","year":2021,"display_summary":"Audrey Elaine Benedict and Don Hank Benedict appealed the trial court's summary judgment in favor of State Farm Mutual Automobile Insurance Company. The Benedicts sought to stack underinsured motorist coverage from four separate State Farm policies after an automobile accident, arguing the policies' anti-stacking language was ambiguous. The appellate court affirmed the trial court's judgment, holding that the insurance policies were not ambiguous and clearly precluded the stacking of UIM benefits.","primaryTopic":"insurance","topicSlugs":["insurance","summary-judgment","contracts","appellate-procedure"],"outcomeNorm":"affirmed","officialSourceUrl":"https://www.courts.mo.gov/file.jsp?id=175113","detailUrl":"https://ott.law/missouri-courts/opinions/audrey-elaine-benedict-and-don-hank-benedict-plaintiffs-appellants-v-stat-d36752","relatedPracticeAreas":[{"slug":"insurance-bad-faith","label":"Insurance Bad Faith","href":"/practice-areas/insurance-bad-faith","score":16,"source":"topic","evidence":["topic: insurance","text: underinsured","text: coverage"],"url":"https://ott.law/practice-areas/insurance-bad-faith"},{"slug":"corporate","label":"Corporate Law","href":"/practice-areas/corporate","score":12,"source":"topic","evidence":["topic: contracts"],"url":"https://ott.law/practice-areas/corporate"},{"slug":"litigation","label":"Civil Litigation","href":"/practice-areas/litigation","score":12,"source":"topic","evidence":["topic: summary-judgment","topic: appellate-procedure"],"url":"https://ott.law/practice-areas/litigation"}],"role":"respondent"}]}