{"disclaimer":"This is a summary of public court records and is not legal advice. Missouri slip opinions may be modified or withdrawn; consult the official source.","party":{"slug":"tim-johnson","displayName":"TIM JOHNSON","totalCases":1},"cases":[{"caseId":"moappsd:sd36368:2020-05-05","opinionId":"1d4a10ed-f50e-5acc-bf7e-c86926591bf5","slug":"tim-johnson-appellant-v-state-farm-mutual-automobile-insurance-company-re-d36368","caseName":"TIM JOHNSON, Appellant\nvs.\nSTATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Respondent","caseNumber":"SD36368","court":"moappsd","courtLabel":"Missouri Court of Appeals, Southern District","decisionDate":"2020-05-05","year":2020,"display_summary":"Tim Johnson was involved in an automobile collision with an uninsured motorist and sought uninsured motorist (UM) coverage from State Farm under three separate policies. State Farm paid the UM limit under the policy for the vehicle involved in the accident but reduced coverage on two other policies, citing an owned-vehicle exclusion. Johnson sued for breach of contract and vexatious refusal to pay, arguing the exclusion was inapplicable, ambiguous, and against public policy. The trial court granted summary judgment for State Farm, and the appellate court affirmed, finding the exclusion unambiguous and consistent with Missouri law and public policy.","primaryTopic":"insurance","topicSlugs":["insurance","summary-judgment","auto-accident","contracts","appellate-procedure"],"outcomeNorm":"affirmed","officialSourceUrl":"https://www.courts.mo.gov/file.jsp?id=156114","detailUrl":"https://ott.law/missouri-courts/opinions/tim-johnson-appellant-v-state-farm-mutual-automobile-insurance-company-re-d36368","relatedPracticeAreas":[{"slug":"personal-injury","label":"Personal Injury","href":"/practice-areas/personal-injury","score":20,"source":"tag","url":"https://ott.law/practice-areas/personal-injury"},{"slug":"insurance-bad-faith","label":"Insurance Bad Faith","href":"/practice-areas/insurance-bad-faith","score":18,"source":"topic","url":"https://ott.law/practice-areas/insurance-bad-faith"},{"slug":"car-accidents","label":"Car Accidents","href":"/practice-areas/car-accidents","score":12,"source":"topic","url":"https://ott.law/practice-areas/car-accidents"}],"role":"appellant"}]}