{"disclaimer":"This is a summary of public court records and is not legal advice. Missouri slip opinions may be modified or withdrawn; consult the official source.","party":{"slug":"zurich-american-insurance-co","displayName":"Zurich American Insurance Co.","totalCases":1},"cases":[{"caseId":"moappd:ed108090:2020-03-10","opinionId":"25202b99-da97-52a4-8bb0-d6df3e2f5f11","slug":"exotic-motors-appellant-v-zurich-american-insurance-co-respondent-108090","caseName":"Exotic Motors, Appellant, vs. Zurich American Insurance Co., Respondent.","caseNumber":"ED108090","court":"moappd","courtLabel":"Missouri Court of Appeals, Eastern District","decisionDate":"2020-03-10","year":2020,"display_summary":"Exotic Motors appealed the motion court's grant of summary judgment to Zurich American Insurance Company regarding a claim under its False Pretense Coverage clause. Exotic Motors paid for a vehicle from a fraudulent seller but never received possession or legal title. Zurich denied the claim, asserting Exotic Motors never \"acquired\" the vehicle as defined by the policy. The appellate court affirmed, holding that the term \"acquire\" unambiguously requires possession and control, which Exotic Motors lacked, thus precluding coverage.","primaryTopic":"insurance","topicSlugs":["insurance","contracts","summary-judgment","appellate-procedure"],"outcomeNorm":"unknown","officialSourceUrl":"https://www.courts.mo.gov/file.jsp?id=151457","detailUrl":"https://ott.law/missouri-courts/opinions/exotic-motors-appellant-v-zurich-american-insurance-co-respondent-108090","relatedPracticeAreas":[{"slug":"insurance-bad-faith","label":"Insurance Bad Faith","href":"/practice-areas/insurance-bad-faith","score":40,"source":"tag","evidence":["tag: insurance","topic: insurance","text: coverage","text: insurance co"],"url":"https://ott.law/practice-areas/insurance-bad-faith"},{"slug":"corporate","label":"Corporate Law","href":"/practice-areas/corporate","score":12,"source":"topic","evidence":["topic: contracts"],"url":"https://ott.law/practice-areas/corporate"},{"slug":"litigation","label":"Civil Litigation","href":"/practice-areas/litigation","score":12,"source":"topic","evidence":["topic: summary-judgment","topic: appellate-procedure","fallback litigation route behind specific injury signal"],"url":"https://ott.law/practice-areas/litigation"}],"role":"respondent"}]}