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Case: Esther Zook, Plaintiff/Respondent, v. CNA Insurance Company, d/b/a Continental Assurance Company, Defendant/Appellant.
Court: Missouri Court of Appeals, Eastern District
Decision Date: Unknown
Outcome: affirmed
Practice Area: criminal-law
Canonical URL: https://ott.law/missouri-courts/opinions/esther-zook-plaintiffrespondent-v-cna-insurance-company-dba-continental-a-13335
Official Source URL: https://www.courts.mo.gov/file.jsp?id=13335
Related Practice Areas:
- Criminal Law: https://ott.law/practice-areas/criminal-law?ott_archive=missouri-courts&ott_archive_practice_area=criminal-law&ott_archive_query=Esther+Zook%2C+Plaintiff%2FRespondent%2C+v.+CNA+Insurance+Company%2C+d%2Fb%2Fa+Continental+Assurance+Company%2C+Defendant%2FAppellant.&ott_archive_link_source=tag&ott_archive_link_score=20&ott_archive_link_evidence=tag%3A+criminal-law&ott_archive_location=opinion_plain_text_practice_area (slug: criminal-law; source: tag; score: 20; evidence: tag: criminal-law)
- Insurance Bad Faith: https://ott.law/practice-areas/insurance-bad-faith?ott_archive=missouri-courts&ott_archive_practice_area=insurance-bad-faith&ott_archive_query=Esther+Zook%2C+Plaintiff%2FRespondent%2C+v.+CNA+Insurance+Company%2C+d%2Fb%2Fa+Continental+Assurance+Company%2C+Defendant%2FAppellant.&ott_archive_link_source=text&ott_archive_link_score=6&ott_archive_link_evidence=text%3A+coverage%3B+text%3A+insurance+company&ott_archive_location=opinion_plain_text_practice_area (slug: insurance-bad-faith; source: text; score: 6; evidence: text: coverage, text: insurance company)
- Corporate Law: https://ott.law/practice-areas/corporate?ott_archive=missouri-courts&ott_archive_practice_area=corporate&ott_archive_query=Esther+Zook%2C+Plaintiff%2FRespondent%2C+v.+CNA+Insurance+Company%2C+d%2Fb%2Fa+Continental+Assurance+Company%2C+Defendant%2FAppellant.&ott_archive_link_source=text&ott_archive_link_score=4&ott_archive_link_evidence=text%3A+contract&ott_archive_location=opinion_plain_text_practice_area (slug: corporate; source: text; score: 4; evidence: text: contract)

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## Opinion

This slip opinion is subject to revision and may not reflect the final opinion adopted by the Court.
Opinion
Missouri Court of Appeals Eastern District
Case Style:  Esther Zook, Plaintiff/Respondent, v. CNA Insurance Company, d/b/a Continental Assurance 
Company, Defendant/Appellant.
Case Number:  73063
Handdown Date:  07/14/1998
Appeal From:  Circuit Court of the City of St. Louis, Hon. Daniel T. Tillman
Counsel for Appellant:  James E. Whaley and John P. Rahoy
Counsel for Respondent:  Robert D. Huelskamp
Opinion Summary: 
None
Citation: 
Opinion Author:  PER CURIAM
Opinion Vote:  AFFIRMED.  R. Dowd, Jr., P.J., Simon and Hoff, J.J., concur.
Opinion:
ORDER
Defendant, CNA Insurance Companies, d/b/a/ Continental Assurance Company, appeals from a judgment in favor 
of Plaintiff, Esther Zook, awarding her the sum of $100,000.00, plus prejudgment interest in the amount of $57,254.79. 
Defendant alleges two points of error:  (1) the trial court erred in declaring a contract existed between Mervin Zook and 
Defendant because Mr. Zook failed to satisfy all conditions precedent to receiving coverage; and (2) the trial court erred in 
concluding that alleged ambiguities in an application for insurance and conditional premium receipt may be construed to 
create a contract of insurance.  
No jurisprudential purpose would be served by a written opinion.  However, the parties have been furnished with a 
memorandum for their information only, setting forth the facts and reasons for this order.   The judgment is affirmed 
pursuant to Rule 84.16(b).
Separate Opinion:

None
This slip opinion is subject to revision and may not reflect the final opinion adopted by the Court.