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Here we received a policy limits offer after utilizing a three tiered bad faith letter schedule per Mo. Rev. Stat. 537.065. The statute had been recently modified at the beginning of our campaign, and the pre-litigation adjuster assigned to the file made the costly mistake of underestimating our vigor. When we filed suit, we sent requests for admissions that verified our compliance with the statute as well as the clear nature of the claim and received a prompt offer.​