Missouri Court of Appeals, Southern District / Dec 17, 2024
DONALD W. INGRUM, AS PERSONAL REPRESENTATIVE OF THE ESTATE OF RALPH M. ORTHWEIN, Appellant v. CFM INSURANCE, INC., Respondent
The Estate of Ralph M. Orthwein sued CFM Insurance, Inc., alleging various claims related to the insurer's failure to pay policy limits for personal property after a fire. The trial court granted summary judgment for CFM Insurance on most counts and dismissed another, finding the insurer exempt from certain Missouri insurance laws as a Chapter 380 mutual insurance company. The appellate court affirmed, holding that the Estate failed to demonstrate a genuine issue of material fact regarding whether CFM Insurance was operating under Chapter 380, despite a past failure to file amended corporate documents.