FARM BUREAU TOWN AND COUNTRY INSURANCE COMPANY OF MISSOURI Missouri Cases

Jeremy and Stephanie Scott sued Farm Bureau Town and Country Insurance Co. of Missouri, seeking coverage and indemnification for a car accident, alleging their policy was in effect. Farm Bureau moved for summary judgment, claiming it had non-renewed the policy by mailing notice. The Scotts denied receiving notice and argued Farm Bureau's notice method did not comply with statutory requirements. The appellate court reversed the summary judgment, finding genuine issues of material fact regarding whether the notice of non-renewal was properly sent as required by law.

Patti J. Nelson sued Farm Bureau Town and Country Insurance Company of Missouri for breach of contract and vexatious refusal to pay after a partial fire loss to her home. The trial court directed a verdict in favor of Farm Bureau on Nelson's claims for structure damages, personal property damages, and prejudgment interest. The appellate court affirmed the directed verdict on the structure and personal property claims, finding Nelson failed to present a submissible case on damages. However, the court reversed the directed verdict on the prejudgment interest claim, concluding that Nelson was entitled to prejudgment interest from the date of the lawsuit, and remanded for calculation.