Progressive Direct Insurance Company Missouri Cases

Norman Laws appealed the trial court's grant of summary judgment in favor of his insurer, Progressive Direct Insurance Company, in a breach of contract dispute. Laws claimed Progressive offered $50,000 to settle his underinsured motorist claim, which he accepted, but Progressive asserted the offer was $25,000. The appellate court reversed the judgment and remanded the case for further proceedings, finding that genuine issues of material fact remained regarding the existence and terms of the settlement offer.

Robert Preston appealed the circuit court's grant of summary judgment in favor of Progressive Direct Insurance Company. Preston, injured in a parking lot accident, sought underinsured motorist benefits from Progressive after receiving a settlement from the at-fault driver's insurer and workers' compensation benefits. The circuit court found Progressive's policy unambiguous and denied coverage. The appellate court affirmed, concluding that the policy was clear and that no underinsured motorist coverage was available to Preston.