Robert Morris Missouri Cases

Robert Morris sued GEICO Casualty Company for vexatious refusal to pay uninsured motorist benefits after a rear-end collision. The circuit court granted summary judgment for GEICO, finding the offending vehicle was neither an "uninsured motor vehicle" nor a "hit-and-run vehicle" as defined by the GEICO policy, and that Morris's claims were barred by the election of remedies doctrine. The appellate court affirmed, holding that because the owner of the vehicle was identified and their insurer agreed to cover operator negligence, GEICO was not required to provide uninsured motorist coverage, thereby negating the vexatious refusal claim.