Based upon the above exhibits, evidence and the testimony, I make the following findings.
Alan Leake worked for the Employer, the City of Fulton, for approximately twenty- four years as a firefighter. At the time of his death on April 30, 2006, he was serving as Captain of the fire department. On that date he responded to two motor vehicle accidents. The first was a
minor three car accident on Business 54 North in Fulton. Following that call he responded to a single car accident with an ejection on By-pass 54 near the North turn-a-round. At the second accident scene a pick up had flipped over the guard rail and rolled down an embankment. The driver had been ejected and was lying face up next to his truck in a concrete ditch bottom. Alan Leake, along with other rescue personnel, tried to resuscitate the victim. A medic unit arrived and took over care of the victim. Mr. Leake and others on the scene assisted the medics in their efforts to stabilize him and getting him out of the ditch and to the ambulance.
Mr. Leake then returned to where the victim had been to retrieve equipment and then walked back up the embankment to his vehicle. He stepped over the guardrail and asked someone to get him some alcohol to clean his hands. He then began speaking to Fire Chief Buffington, said he was feeling dizzy and then collapsed. Resuscitation efforts were begun and he regained a pulse for a short time but ultimately passed away.
Dr. Adelstein performed an autopsy on May 1, 2006. (Employee's Exhibit 7, pg.2). He noted Mr. Leake was 5'8" tall and weighed approximately 220 pounds. An examination of Mr. Leake's heart revealed 95 % occlusion of the left anterior descending artery, 95 % occlusion of the right coronary artery and 30 % occlusion of the circumflex. He also noted there was "marked left ventricular hypertrophy" and that there was an "extensive remote infarct involving the left ventricle posterior and lateral area extending into the apex." (Employee's Exhibit 7, pg. 3). The death certificate listed the cause of death as acute cardiac arrhythmia and severe coronary artery disease.
Mark Moses testified at trial. Mr. Moses presently works as a fraud investigator for the Division of Workers' Compensation but at the time of Mr. Leake's death was working as a police officer for the City of Fulton.
That morning he worked as the investigating officer of the three car accident on Business 54. Alan Leake also responded to that call and together they pushed a disabled vehicle off the highway. There was a light rain that started while they were working that accident and then it started raining extremely hard, so much so, that the water ran down his coat and shorted out his radio. Mr. Moses testified that the rain stopped suddenly and the sun came out making it very hot and humid. While that accident was being concluded Mr. Moses was then dispatched to the second vehicle accident on Highway 54.
When he got to the scene he saw that a full size truck had flipped over the guardrail and rolled down an embankment. The driver had been ejected and was lying in a culvert and wedged against his vehicle making it difficult for the rescue workers to get to him. Mr. Moses memory of the victim was that he was about 6' 2" tall and weighed about 240 pounds. He estimated that it was about 75 yards to reach the victim. The ravine was steep and the rescuers had to travel through high grass about shin deep to reach him. The grass was wet and slippery from the recent rain.
Mr. Moses testified that they had a difficult time in treating and trying to stabilize the victim and everyone was working frantically to try to save him. Mr. Moses observed Alan Leake trying to resuscitate the victim. Mr. Leake was using a rescue breathing bag to breathe for the patient which involved physically holding and pumping the bag to try to force air into the lungs.
An ambulance came to take the accident victim to the hospital and Mr. Moses and others put the man on a board and carried him up the hill. It was unclear whether Mr. Leake actually assisted in carrying the man up the hill to the ambulance.
Mr. Moses testified that he had never felt fatigue at that level before. He was physically fit and was on the Swat Team as well as a bicycle cop. He had been in many physically demanding situations before but he testified that this rescue was the most physically and emotionally challenging that he had ever experienced.
Mr. Moses testified that he had the opportunity to work with Mr. Leake in the past and had observed him in physically demanding activities including fighting fires, pulling heavy hoses, and carrying equipment to cut apart vehicles. He never observed or knew Mr. Leake to have any trouble performing those activities.
Linda Leake testified. She and Alan were married on August 6, 2005. They did not have any children together. Both of them had adult children none of whom were dependent upon Alan Leake for support. Neither of Mr. Leake's children were in the military or enrolled in an accredited college or university. Neither of his children were mentally or physically incapable of self-support. She and Alan Leake were living together at the time of his death and no one else was living with them. She was the only person dependent upon him for support. She has not remarried nor does she have any plans or intention to remarry. (Employee's Exhibits 2-6).
Mrs. Leake incurred expenses for Alan Leake's funeral. These were to Maupin Funeral Home in the amount of $\ 964.51, Capital Monuments in the amount of $\ 726.63 and $\ 65.00 for a burial permit. The balance of the funeral expenses were paid by Maupin Funeral Home. (Employee's Exhibit 10).
Linda Leake testified that Alan Leake was not treating for any heart condition prior to his death. She was not aware of any medical condition limiting his ability to work. She testified that he was able to engage in his work as a firefighter without problems. She was not aware of any symptoms that interfered with his ability to do his work. He never had any problems when doing physical work around their home.
On behalf of the employer/insurer, Dr. Jerry Kennett, a physician specializing in cardiology, reviewed medical records, a report authored by Dr. Stephen Schuman and the
autopsy report. In his opinion Mr. Leake's death was primarily caused by his underlying cardiovascular disease and while the work he was doing on the day of his death may have been a contributing factor it was not the major factor that led to his death. (Employer/Insurer's Exhibit A, p. 7, 13).
He testified that Mr. Leake's autopsy revealed a thickened heart muscle and blockage in all three main coronary arteries, two of them being quite severe. It also showed that in the past Mr. Leake had a prior significant heart attack, although he apparently had not been aware of it. (Employer/Insurer's Exhibit A, pgs. 8-9). He analogized Mr. Leake's death to the Minneapolis bridge accident in which you have a bridge that has been there for years but has developed rust and all kinds of decay and then a heavy load comes across the bridge and it collapses. Had Mr. Leake had a structurally normal heart the chances of his having died on that particular day would have been extremely low. (Employer/Insurer's Exhibit A, p.13). The doctor opined it was the underlying heart disease that was the major factor leading to his death and the work event was merely a contributing or precipitating factor. (Employer/Insurer's Exhibit A, pgs. 13, 33).
Dr. Kennett concurred with Dr. Schuman that Mr. Leake died from an episode of ventricular fibrillation which is a rhythm abnormality caused by his heart condition rather than from a heart attack. (Employer/Insurer's Exhibit A, p. 22). He agreed on cross examination the rhythm abnormality can be caused by stresses put on the heart causing it to need more blood which can't get past because of the blocked arteries which creates a turbulence as the blood goes through the arteries. (Employer/Insurer's Exhibit A, pgs. 23, 27, 28). Dr. Kennett testified that Alan Leake's activities on the day in question may have been a precipitating or contributing factor to his sudden death because that activity and the adrenaline it would generate could be a precipitating factor in why he suddenly had the rhythm abnormality. (Employer/Insurer's Exhibit A, p.23).
Dr. Kennett testified that the work Mr. Leake was doing increased the work of the heart and increased the demand for more blood and oxygen but that he would not have had sudden death if he had not had the underlying heart condition. (Employer/Insurer's Exhibit A, pgs. 3132). It was his opinion that Mr. Leake was going to either develop significant symptoms from his heart disease or would certainly be at an increased risk of sudden death even if he hadn't participated in those activities on that day in question. (Employer/Insurer's Exhibit A, p.36). However, he testified that if Mr. Leake had been able to stop the activities he was doing in time there would have been a chance he would not have died from an acute cardiac event. The doctor agreed that on that day in doing what he was doing trying to save the victim there was a greater demand on his heart because of the activities he was doing and the emotional and mental stress. It was Dr. Kennett's opinion that the heat, the activity, the emotional stress were precipitating or triggering factors but the prevailing factor for Mr. Leake's death was the underlying coronary artery disease. (Employer/Insurer's Exhibit A, p.40). The doctor testified that had Mr. Leake not had the underlying heart condition, he would not have experienced sudden death. (Employer/Insurer's Exhibit A, pgs.32, 38).
Dr. Schuman, a physician specializing in internal medicine and cardiology, reviewed medical records and the autopsy report on behalf of the Employee. (Employee's Exhibit 9). It was his opinion that, before his death, Mr. Leake was medically stable although not optimal because he had severe coronary artery disease to the vessels, a prior heart attack and ventricular hypertrophy. Even so he was apparently able to go about his business and work activities without symptoms and, in the doctor's opinion; he could have continued to do so were it not for this event. (Employee's Exhibit 9, pgs. 34-35).
Dr. Schuman testified that Mr. Leake had severe coronary artery disease in two of the three main arteries but no apparent prior symptoms with the exception of the autopsy report showing a prior heart attack. (Employee's Exhibit 9, p.17). In his opinion there were significant, unusual physical exertions on the day in question, emotional stress with a severe car accident and hot and humid weather in which the body cannot dissipate heat, and that all of those factors combined to increase demand on the cardiovascular system for increased cardiac output. (Employee's Exhibit 9, pgs. 19-20). Dr. Schuman explained that the heart muscle requires more blood flow to sustain the extra work and if there is any restriction of blood flow because of coronary artery blockage, that extra blood flow cannot increase to the level that the demand increases causing a supply, demand imbalance. (Employee's Exhibit 9, pgs. 21-22). This creates a serious arrhythmia, or irregular beating, the most severe type of rhythm abnormality. (Employee's Exhibit 9, pgs. 23, 25). It was Dr. Schuman's opinion that this electrical instability was the cause of death. In this case Mr. Leake suffered from primary ventricular fibrillation, which was all demand side. If the demand wasn't there, the electrical event would not have occurred. (Employee's Exhibit 9, pgs. 25-26). It was Dr. Schuman's opinion that Mr. Leake's fatal cardiac death was medically causally related to his work on that day. The physical exertion, the emotional stress and the environmental factors were all factors that caused the medical conditions, the ventricular fibrillation or rhythm abnormality, that caused his death. (Employee's Exhibit 9, p.27).
Dr. Schuman testified that Mr. Leake had hypertension, hyperlipidemia, and cigarette smoking which are risk factors for plaque buildup or atherosclerosis over the body but not risk factors to the cardiac event. He testified a lot of people have atherosclerosis or even severe coronary atherosclerosis and live with it for years or even decades. (Employee's Exhibit 9, p.28). Dr. Schuman testified that if Mr. Leake had been able to stop what he was doing early enough he would have had less damage to his heart. (Employee's Exhibit 9, p.33).
It was Dr. Schuman's opinion that the work activities of April 30, 2006, were the prevailing factor in the cause of Mr. Leake's death. With his preexisting medical conditions he was not optimal but was medically stable and was going about his business, work and leisure activities without symptoms. It was the doctor's opinion that Mr. Leake died an acute cardiac death due to an acute event. (Employee's Exhibit 9, p.52).