Missouri Court of Appeals, Western District / Date unavailable
Larhonda Johnson vs. American Family Mutual Insurance Company, S.I.
LaRhonda Johnson was injured in a motor vehicle accident and sought underinsured motorist (UIM) benefits from her insurer, American Family Mutual Insurance Company, S.I. American Family paid a reduced amount, claiming a setoff for payments Johnson received from the tortfeasor's insurers, while Johnson sought the full UIM limit. The trial court granted summary judgment for Johnson, finding the policy ambiguous, but the appellate court reversed, holding that the policy unambiguously provided for the setoff. The case was remanded with directions to enter judgment in favor of American Family.