Missouri Court of Appeals, Eastern District / Date unavailable
Mandie Brown, Appellant, v. State Farm Mutual Automobile Insurance Company, Respondent.
Mandie Brown sued State Farm for breach of contract, seeking full uninsured motorist (UM) coverage from four separate automobile policies after being injured by an uninsured driver. The trial court granted summary judgment for State Farm, enforcing a UM coverage exclusion that limited recovery on three of the policies to the statutory minimum. The appellate court affirmed, holding that the UM coverage exclusion unambiguously applied and the relevant policy language defining "Your Car," "You or Your," and "Car" was clear and unambiguous when read in harmony with the entire policy.