Robert W. Cockerham, et al., Appellants, vs. American Family Mutual Insurance Company, Respondent, and Nicholas Howard Schalk, Schalk Construction, LLC, Robert Berthold and R.J. Berthold Engineering Co., d/b/a RJ Engineering and d/b/a Berthold Engineering, Co., Defendants.

ROBERT W. COCKERHAM, et al., ) No. ED106353 ) Appellants, ) Appeal from the Circuit Court of ) St. Louis County vs. ) 15SL-CC02435 ) AMERICAN FAMILY MUTUAL ) INSURANCE COMPANY, ) Honorable Michael D. Burton ) Respondent, ) Filed: September 25, 2018 ) NICHOLAS HOWARD SCHALK, ) SCHALK CONSTRUCTION, LLC, ) ROBERT BERTHOLD, and R.J. ) BERTHOLD ENGINEERING CO., d/b/a ) RJ ENGINEERING and d/b/a ) BERTHOLD ENGINEERING, CO., ) ) Defendants.

Homeowners Robert W. Cockerham and Stacia A. Cockerham and their homeowner's insurance provider American Family Mutual Insurance Company filed cross-motions for summary judgment arising out of a dispute regarding coverage under Homeowners' insurance policy for losses that occurred in connection with the construction of an addition to their residence which Homeowners intended to use as a celestial observatory. Specifically, Homeowners sought coverage for the damage that occurred to a newly-installed telescope support system, to the foundation of their home, and for their loss of use of the observatory.