Missouri Court of Appeals, Eastern District / Sep 25, 2018
Robert W. Cockerham, et al., Appellants, vs. American Family Mutual Insurance Company, Respondent, and Nicholas Howard Schalk, Schalk Construction, LLC, Robert Berthold and R.J. Berthold Engineering Co., d/b/a RJ Engineering and d/b/a Berthold Engineering, Co., Defendants.
Homeowners Robert W. and Stacia A. Cockerham and their insurer, American Family Mutual Insurance Company, filed cross-motions for summary judgment. The dispute concerned coverage under a homeowner's insurance policy for losses related to the construction of a celestial observatory addition to their residence. Specifically, the homeowners sought coverage for damage to a newly-installed telescope support system, the home's foundation, and loss of use of the observatory.