Missouri Court of Appeals, Southern District / Mar 10, 2021
AUDREY ELAINE BENEDICT and DON HANK BENEDICT, Plaintiffs-Appellants v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Defendant-Respondent
Audrey Elaine Benedict and Don Hank Benedict appealed the trial court's summary judgment in favor of State Farm Mutual Automobile Insurance Company. The Benedicts sought to stack underinsured motorist coverage from four separate State Farm policies after an automobile accident, arguing the policies' anti-stacking language was ambiguous. The appellate court affirmed the trial court's judgment, holding that the insurance policies were not ambiguous and clearly precluded the stacking of UIM benefits.