Missouri Court of Appeals, Western District / Aug 10, 2021
Adrienne Siddens vs. Philadelphia Indemnity Insurance Company
Adrienne Siddens, wife of a deceased employee, appealed the trial court's grant of summary judgment in favor of Philadelphia Indemnity Insurance Company (PIIC). The dispute centered on whether the Decedent qualified as a "Named Insured" under PIIC's policy, which would allow stacking of uninsured motorist (UM) coverage limits. The appellate court affirmed the trial court's decision, concluding that the Decedent was an "occupant insured" rather than a "Named Insured," and thus, stacking of UM coverage was not permitted.