Missouri Court of Appeals, Southern District / Sep 10, 2019
PROGRESSIVE PREFERRED INSURANCE COMPANY, Plaintiff-Respondent v. JEFFREY MASON, Defendant-Appellant, and TERRY OZBORN and MATTHEW OZBORN, Defendants
Jeffrey Mason, an injured party, appealed the trial court's summary judgment in favor of Progressive Preferred Insurance Company in a declaratory judgment action. Mason sought an additional $50,000 in liability coverage from a Progressive automobile policy issued to Terry and Matthew Ozborn, claiming the policy provided operator's liability coverage for Terry's vehicle not involved in the accident. The appellate court affirmed, holding that the policy's unambiguous anti-stacking language limited liability to a single payment, and the policy satisfied the Motor Vehicle Financial Responsibility Law.