Missouri Court of Appeals, Western District / Sep 29, 2020
Scottsdale Insurance Company vs. Maria Olivares
Maria Olivares appealed a summary judgment ruling that limited insurance coverage for her son's death to $25,000 under an assault and/or battery exclusion in a policy issued by Scottsdale Insurance Company. Her son was shot and killed after a fight at a bar insured by Scottsdale. Olivares argued the policy terms were ambiguous and that the facts did not establish the exclusion applied. The appellate court affirmed, finding the terms unambiguous and that the admitted facts demonstrated the shooting arose from an assault and/or battery, thus upholding the limited coverage.