Missouri Court of Appeals, Eastern District / Jun 29, 2021
Annette Vogelsang, Appellant, v. The Travelers Home and Marine Insurance Company, Respondent.
Annette Vogelsang sought coverage under her homeowner's insurance policy from The Travelers Home and Marine Insurance Company for costs to remediate methamphetamine contamination in her house. Travelers denied the claim, citing policy exclusions for pollutants and costs to comply with ordinances or laws. The trial court granted summary judgment for Travelers. The appellate court affirmed, holding that methamphetamine is a "pollutant" under the policy and the Public Works Department's Order to Vacate constituted a requirement to clean up the contamination.