Missouri Court of Appeals, Southern District / Dec 16, 2024
ROBERT L. HALL, M.D., Appellant vs. UNUM LIFE INSURANCE COMPANY OF AMERICA, Respondent
Robert Hall, M.D., appealed the trial court's grant of summary judgment to UNUM Life Insurance Company of America and denial of his own motion for summary judgment. Dr. Hall sought lifetime total disability benefits under a policy rider, arguing he was "totally disabled" prior to his age-60 policy anniversary, the policy's definition of total disability was ambiguous, or a genuine dispute of material fact existed. The appellate court affirmed the trial court's judgment, finding no merit in Dr. Hall's arguments regarding policy interpretation or the existence of a factual dispute.