Missouri Court of Appeals, Eastern District / Nov 13, 2018
Jonathan Loomis, Appellant, vs. State Farm Fire and Casualty Company, Respondent.
Jonathan Loomis appealed the trial court's grant of summary judgment to State Farm Fire and Casualty Company regarding underinsured motor vehicle coverage. Loomis was injured in an accident while covered by a temporary insurance binder, but State Farm denied his claim, asserting his coverage limits matched the at-fault driver's. The appellate court reversed the summary judgment and remanded the case, holding that the insurance binder was ambiguous because it referenced a non-existent "Declarations Page" for coverage limits, thus creating a genuine issue of material fact.